What Are In-House Financing Car Dealers?

In-house finance car dealers provide financing through the dealership where you'll make payments to them instead of the bank. You'll still need to be approved by the lender, but financing this way means you have a better chance of being approved as you go through the lender. Learn more about in-house financing before you apply for financing!

The Benefits

Aside from potentially saving more money in the long run and getting you behind the wheel of your new car faster, there are other advantages to using this financing method such as:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Higher credit score

Whether you're trying to build better credit or lengthen the original warranty on the vehicle you're purchasing, deciding to apply for in-house financing can be the answer. Once you fill out and submit your application, you'll be on the Daphne roads in no time.

What to Watch Out For

When it comes to your money, you want to ensure it goes to the right place. You'll want to keep an eye out for the following as this means the dealer offering is involved in an in-house financing scam:

  • If they allow you to leave the lot before agreeing on the payment term
  • "Approved" vs. "approval" - if the manufacturer approves the dealer, they are approved and have higher standards for quality whereas the latter might not
  • If the car dealer doesn't report to a credit bureau
  • If you get a call saying your financing plan fell through and need to provide more money or they tell you a higher interest rate than before

Finance with Audi Mobile

Choosing to finance with us at %%di_name%% means an easier pre-approval process and access to the keys of your new car even faster. We offer plenty of new and used Audi specials as well to make the purchase more affordable. Learn more with our financing department by contacting us today.